EIF / EU Western Balkans Guarantee 4 SME Resilience – concessional SME loans (Sparkasse Bank Skopje)

Information must be confirmed on the official website before applying

EU guarantee lets banks offer lower interest rates, reduced collateral and longer maturities to SMEs.

Amount

~€20M of concessional loans in North Macedonia for ~125 SMEs

Co-financing: Per bank

Who can apply

SMEs, through guaranteed partner banks (in North Macedonia: Sparkasse Bank AD Skopje per Jun 2025 signature)

Deadline

To be confirmed

Last checked

4 Oct 2026

SMEs