DBNM Guarantee Fund – Portfolio Guarantees for MSME loans

Information must be confirmed on the official website before applying

Partial state guarantees covering part of the collateral on MSME loans of 1–8 years from commercial banks; ask your bank whether it has an active limit.

Amount

Guaranteed loans MKD 300,000–30,750,000; cover up to 80% (A-class working capital), 50% (A-class fixed assets), 35% (B-class)

Co-financing: N/A

Who can apply

Banks/savings houses apply; final beneficiaries are MSMEs ≥51% privately owned, risk class A/B

Deadline

To be confirmed

Last checked

4 Oct 2026

SMEs, collateral