DBNM Credit Line for Investments and Development of Private Companies (1.95%)

Information must be confirmed on the official website before applying

Long-term loans for fixed-asset investments at 1.95% fixed, up to 15 years (not later than 12.01.2040) with up to 3 years grace, placed through participating banks.

Amount

Up to MKD 615,000,000 per borrower; up to 80% of investment

Co-financing: Borrower contributes min. 20%

Who can apply

Private trading companies registered in North Macedonia (micro to large), via participating commercial banks; FDI companies receiving state aid excluded

Deadline

To be confirmed

Last checked

4 Oct 2026

investment, manufacturing, construction, all sectors